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Your credit score affects the interest rate you get on loans and whether a lender. But that doesn't really mean a 600 credit score is bad credit.. one that will get you the money you need and help increase your credit score.

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A bad credit rating makes a person ineligible to borrow money at a. a loan, uses a credit card, or pays a bill over time has a credit history.. The FICO credit score is made up of a number of elements:. How to Fix Bad Debt.

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