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These are conforming loans which have different criteria from FHA , USDA , and VA home loans in Texas . Midlothian, TX USDA home loans or sometimes called rural development loans, are government-insured mortgages that help potential home buyers buy a home without a down payment. The Midlothian, TX USDA home loan program was created in 1991.

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Scotland, Texas – Wikipedia – Scotland is a city in Archer County in the U.S. state of Texas. It is part of the Wichita Falls, Texas Metropolitan Statistical Area. The population was 501 at the 2010 census. The town is named for its founder, Henry J. Scott.

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