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UFCU offers Mortgage, Refinance, Home Equity and Purchase Loans. Home Equity loans that allow you to use your home’s equity for cash. Land purchase loans to assist UFCU can only make land, mortgage, or home equity loans in the state of Texas and does not offer loans for agricultural.

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Home Equity Loans & Lines of Credit. Refinance a Mortgage. If you have an existing home equity loan and need to fund a new project, take advantage of lower interest rates, or even change payment terms, you can create flexibility through home equity refinancing.

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Car Buying & Loans. Mortgage. Home Equity. When you apply to refinance, we’ll review your credit history and credit score. Your credit score is a number used to summarize your credit report and help us determine your likelihood to repay the loan.

A Home equity loan designed to make life moments possible! Pay for a child’s school or college tuition Refinance your existing mortgage

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A home equity loan and a cash-out refinance are two ways to access the value that has accumulated in your home. If you already have a mortgage, a home equity loan will be a second payment to make, while a cash-out refinance replaces your current loan with a new term, interest rate and monthly.